EAST RUTHERFORD, N.J. — East Rutherford native James Merklinghaus has lent some of his 30 years of experience as a financial services professional to help co-author a book on financial planning for retirement.
“What You Don’t Know About Retirement Income Can Hurt You!” features two chapters by Merklinghaus, titled “Lifetime Assurances Are Possible,” and Required Minimum Distributions (RMD) and Your 70.5 Birthday.”
The JM & KM Wealth Management partner says he has helped more than 1,000 people retire successfully throughout his career.
"People don't understand that they are going to be retiring and they are going to have to rely on the ups and downs of the market for a good 30 years," Merklinghaus, 56, told Daily Voice.
"Those years are exactly when you will put your portfolio to the test because you will have no deposits going in," he said.
The176-page book is Merklinghaus' first author credit and is available on Amazon .
"It feels good to contribute to the book because I want to help people actually understand that there is an alternate philosophy for how you can retire safely without risking your nest egg," he said.